Super Stop and Shop in the old Saybrook Shopping center at 865 Boston Post Road will hold flu clinics on Oct. 11, 3 p.m. to 7 p.m. and Nov. 12 10 a.m. to 2 p.m., contact 860-388-0850.

VNA Community healthcare of Guilford will hold a flu clinic at Staples Office Superstore at 1000 Boston Post Road in Old Saybrook on Nov. 14, 12 p.m. to 2 p.m. and at Ambleside Family and Elderly Living (Community Building) at 1784 Boston Post Road in Westbrook on Oct. 11, 9 a.m. to 11 a.m. Contact 203-458-5920.

A lot of writers go off on tangents. They also repeat concepts throughout, which is very confusing. This is why you need to go back over your draft to see if you need to move paragraphs around. Using an outline can help you stay organized from the beginning. Write your first paragraph, which describes what your report will cover. Then make headings for the topics that you will cover. Organize your thoughts and facts under those headings.

We tend to focus on the ‘headline’ unemployment number (9.1%). Occasionally, some, economist will cite the U-6 figures for the un/under-employed, including ‘discouraged’ workers- guestimating a total of 16.5% in this broader category.The best measurement (for my money, at least), is something called ‘the labor participation rate’. This is simply the percentage of age-eligible people who are actually employed. According to statistics released just this month, that percentage stands at 58%- 2% higher than the historical average. In other words, we may not have hit bottom yet.

Yes, I know that you may say that such healing helps to improve the quality of that individual’s life. Well if that individual walks away conscious of the fact that some day they are going to die how is that going to feel to them? If you are a healer how does it feel to you?

The same issue comes up when discussion homosexuality. Nothing gets Christians more bent out of shape than homosexuality. These people want an actual Constitutional amendment declaring what marriage is.

Parking begins at the festival sites at 3 p.m. There will be a sanctioned Strong Man Competition at the Stampede Site from 3-5 p.m. brought to you by Colorado’s Pro Gym. The entertainment will set up from 4-5 and be ready to rock & roll at 5 p.m. at all sites.

A hospital is an activity that generates a lot of traffic and if it is designed correctly, it can pay for itself and then there doesn’t need to be a shortage of parking anywhere. A parking building pays for itself. To take advantage of a weak medical pun, it’s a no-brainer. I have never understood why hospitals just don’t go and build a new car park building. A parking building in paying for itself then doesn’t need to come out of ‘vote health’ at all. Yet one of the biggest gripes about hospitals is a lack of parking. I believe that if you had to charge for parking and gave everyone the choice of parking on-site, as public, patient or staff, then demand would fit supply. The by-product is increased revenue and that’s a good by-product to have.

Another important consideration is the amount of the deductible. This is the amount you will have to pay that the health care insurance won’t cover. The higher the deductible, the less you will pay per month. The lower the deductible, the higher your monthly payments will be. You will need to decide which option you can afford.

When he defined prepper to me, it was from his viewpoint. He said preppers don’t need help from anyone. They set out to be successful and to become prepared on their own merit. In his view, they are independent and self-reliant to the extreme.

You need to have a secure process for getting rid of outdated financial documents. You can buy a shredder to help with this. Avoid being the victim of fraud or identity theft by properly disposing of confidential documents. Make sure you are thorough about protecting your interests.

Those who make handcrafts always have something to barter with. Some crafts are not desirable, but many are. Handmade soaps and candles, toys, quilts, jewelry, and other gift items are all highly tradable. I love trading for these items because they make wonderful gifts for family for special occasions and I don’t have to spend our food budget on gifts.

It can happen a lot, and you have to definitely be aware of it. But the good news is that ETFs track a number of stocks. If 1 company announces some bad news it will not affect the ETF that drastically. So you are able to avoid many surprises this way.

Compound interest can be especially useful to younger people, as it gives them a step ahead in their financial security. Saving a portion of everything you earn. Squirrel it away in a savings vehicle of some kind.

When I was looking for healthcare during my pregnancy, I was unable to find a doctor who did not require a large out-of-pocket expense from fully insured patients. I looked instead for a midwife, only to find that they were even more expensive. I searched and was able to locate two midwives in my area who agreed to handle my prenatal care for no money at all.

Super Stop and Shop in the old Saybrook Shopping center at 865 Boston Post Road will hold flu clinics on Oct. 11, 3 p.m. to 7 p.m. and Nov. 12 10 a.m. to 2 p.m., contact 860-388-0850.